From newborns to spouses, we help families compare health coverage options that fit their healthcare needs and budget. Many households may qualify for $0 premium plans through ACA subsidies, Medicaid, or CHIP, depending on eligibility.
From marketplace plans to government programs, we help you find the best coverage for your family's needs and budget.
Comprehensive marketplace plans with subsidies that can dramatically reduce your family's monthly premium based on household income.
The Children's Health Insurance Program covers kids in families who earn too much for Medicaid but can't afford private insurance.
Free or low-cost health coverage for families, pregnant women, and children who meet income requirements in their state.
Private medical insurance outside the marketplace offers broader networks and more flexibility for families who don't qualify for subsidies.
Many families qualify for free or low-cost coverage through Medicaid or CHIP. Income limits vary by state, but here are general guidelines.
In states that expanded Medicaid, adults qualify with income up to 138% of the Federal Poverty Level. Children often qualify at higher income levels.
CHIP covers children in families who earn too much for Medicaid. Limits vary significantly by state — some cover up to 400% FPL.
Income guidelines shown are approximate and based on current Federal Poverty Level estimates. Eligibility rules vary by state. Some states apply different Medicaid expansion guidelines, and children's income eligibility limits are often higher than those shown for adults. Contact us or visit Medicaid.gov for state-specific information.
Not sure if you qualify? Let us check for you — it's free and takes 2 minutes.
Family health insurance plans cover everyone in your household under one policy, making it easier to manage care and often more affordable than separate plans.
Legal spouses and domestic partners can share a family plan with combined deductibles and out-of-pocket maximums, simplifying your healthcare expenses.
Kids stay covered on your plan until age 26 — regardless of their student status, marital status, or living situation. Keep them protected as they grow.
Stepchildren, adopted children, and foster children may be eligible for coverage under a family health insurance plan. Eligibility rules vary by plan and carrier.
New babies are automatically covered for 30 days. Having a baby qualifies you for a Special Enrollment Period so you can permanently add them to your plan.